Planned & Estate Giving
Create a lasting legacy.
the Power of Giving
At UWLS, we believe in the power of giving. Your support today and through a planned gift ensures that we continue to serve our community for generations to come. Whether through a charitable bequest, a gift of stocks, or a charitable remainder trust, there are many ways to make a meaningful contribution.
Planning your legacy is a powerful way to ensure your values live on. For more information on planned giving options or to discuss your legacy plans, please contact us at (352) 787-7530 or finance@uwls.org.
Learn more about some of the ways you can make an impact today and in the future for UWLS.
Ways You Can Make an Impact Today!
What are Outright Gifts of Cash?
Cash gifts are the simplest and most immediate way to support UWLS.
Benefits of Cash Gifts:
- Immediate impact on our programs and services.
- Potential tax deduction for the amount of your gift.
How to Make a Cash Gift:
- Donate online through our secure portal.
- Mail a check payable to “United Way of Lake and Sumter Counties” to our office: 32644 Blossom Lane, Leesburg, FL
- Contact our resource development team at info@uwls.org for more options.
What are Stocks and Securities Gifts?
Gifts of appreciated stocks, bonds, or mutual funds that you have held for at least one year are a tax-efficient way to support UWLS.
Benefits of Stocks and Securities Gifts:
- Avoid capital gains tax on the appreciated value.
- Receive a charitable deduction for the full market value of the gift.
- Support UWLS without impacting your cash flow.
How to Make a Gift of Stocks and Securities:
- Consult with your financial advisor to understand the tax implications.
- Contact your broker to transfer the securities to UWLS
- Inform UWLS of the details of your gift for proper acknowledgment.
Do you Have a Retirement Account (IRA)?
Donating from your IRA is a convenient and tax-efficient way to support UWLS, especially for those who have reached the RMD age.
Benefits of IRA Qualified Charitable Distribution Gifts:
- Satisfy your Required Minimum Distribution (RMD) without increasing taxable income.
- Avoid taxes on transfers up to $111,000 per person, per year.
- Make a meaningful impact on UWLS’s mission.
How to Donate from Your IRA or Roth IRA:
- Consult with your financial advisor to understand the benefits and implications.
- Instruct your IRA custodian to transfer funds directly to UWLS.
- Notify UWLS of your gift for proper acknowledgment
WHAT ARE REAL ESTATE GIFTS?
Donating real estate or other property, such as artwork or valuable collections, can provide significant support to UWLS.
Benefits of Real Estate Gifts:
- Remove the burden of managing or selling property.
- Potential tax deduction based on the fair market value.
- Avoid capital gains tax on appreciated property.
How to Donate Real Estate or Other Property:
- Obtain an independent appraisal to determine the property’s value.
- Discuss the gift with our development team to ensure it aligns with our acceptance policies.
- Transfer ownership to UWLS.
What are Memorial Gifts?
Honor a loved one by making a memorial gift to UWLS. It’s a meaningful way to celebrate their life and continue their legacy.
Benefits of Memorial Gifts:
- Create a lasting tribute in memory of someone special.
- Support the mission and programs of UWLS today.
How to Make a Memorial Gift:
- Donate online and specify the memorial designation.
- Contact our resource development team at info@uwls.org to discuss personalized options.
Ways You Can Make an Impact In the Future!
What is a Charitable Bequest?
A charitable bequest is a gift made through your will or trust. By including UWLS in your will, you can leave a legacy that reflects your values and supports our mission.
Benefits of a Charitable Bequest:
- Flexibility: You can modify your gift at any time.
- Versatility: Leave a specific item, an amount of money, or a percentage of your estate.
- Potential tax benefits.
How to Include UWLS in Your Will:
- Specify UWLS as a beneficiary in your will or trust (Link to Bequest Language).
- Indicate the amount, percentage, or specific asset you wish to leave.
- Consult with your attorney or financial advisor for assistance.
What is a TOD or Beneficiary Designation?
By naming UWLS as a beneficiary or transfer-on-death (TOD) beneficiary of your bank, brokerage or retirement account, you can make a substantial future gift by filling out a simple form.
Benefits of a TOD or Beneficiary Designation:
- Large future impact with no cost during your lifetime.
- Potential tax benefits for heirs who might otherwise have to pay taxes on distributions from an inherited IRA account.
- Flexibility to change beneficiaries if circumstances change.
How to Designate a Beneficiary:
- Contact your bank or account administrator to designate UWLS as a beneficiary.
- Inform UWLS of your plans for proper acknowledgment.
What are Life Insurance Gifts?
By naming UWLS as a beneficiary of your life insurance policy, you can make a substantial future gift at a relatively low cost.
Benefits of Life Insurance Gifts:
- Large impact with modest premiums.
- Potential estate tax benefits.
- Flexibility to change beneficiaries if circumstances change.
How to Donate Life Insurance:
- Contact your insurance provider to designate UWLS as a beneficiary.
- Inform UWLS of your plans for proper acknowledgment.
What is a Charitable Remainder Trust?
A charitable remainder trust (CRT) provides you or your beneficiaries with income for life or a term of years, with the remainder going to UWLS.
Benefits of a CRT:
- Receive income while supporting UWLS.
- Potential tax benefits, including a charitable deduction.
- Diversify your investment portfolio.
How to Set Up a CRT:
- Work with your attorney or financial advisor to establish the trust.
- Transfer assets into the trust.
- Designate UWLS as the charitable beneficiary.
What is a Charitable Lead Trust?
A charitable lead trust (CLT) provides UWLS with income for a set period, with the remaining assets returning to your beneficiaries.
Benefits of a CLT:
- Support UWLS with income for a term of years.
- Potential tax benefits for you and your heirs.
- Preserve assets for your family.
How to Set Up a CLT:
- Consult with your attorney or financial advisor.
- Transfer assets into the trust.
- Specify UWLS as the income beneficiary.
What is a Charitable Gift Annuity?
A charitable gift annuity (CGA) provides you with fixed payments for life in exchange for a gift of cash or securities to UWLS.
Benefits of a CGA:
- Receive fixed, reliable income for life.
- Potential tax benefits, including a partial charitable deduction.
- Support UWLS with a significant gift.
How to Set Up a CGA:
- Work with our resource development team to establish the annuity.
- Transfer assets to UWLS in exchange for lifetime payments.
- Enjoy the benefits of your gift while supporting our mission.
Resources & Additional Information
We are committed to providing you with the tools and information you need to make informed decisions about your planned giving. Explore the resources below to learn more about the benefits and options available to you.
Would you like to explore planned giving and legacy creation?
Trusts, bequests, estate allocations, and even donations of property are all vehicles through which you can create a lasting legacy that will carry out your wishes of being able to help others. More specifically, planned giving is an area of fundraising that refers to several specific gift types that can be funded with cash, equity, or property. These gift vehicles are commonly based on United States tax law and are more easily navigated with the help of a financial advisor or planner. If you do not currently have such a resource and would like to speak with a professional, contact the below*.
*The listing of the above professionals in no way constitutes an endorsement, investment advice, or coverage of liability for interactions with these independent professionals. Those listed are not employees of United Way and are not compensated by United Way in any form.